Private Money Brokerage
Fund Your Next Investment Property — Without Tax Returns or W-2s
Monteloro Capital places fix & flip, DSCR, bridge, no-income-doc, construction, and commercial loans through a network of 20–30 private and institutional lenders — with one dedicated point of contact from quote to close.
- Bridge & hard money closings in as little as 7–10 days
- No-income-doc options for self-employed and entity borrowers
- One consultant, in-house processing, no runaround
60 Seconds
Get Your Financing Quote
The Problem
Good deals don't wait for slow banks.
Banks want two years of tax returns, take 45+ days, and kill deals that actually make sense on paper. By the time conventional underwriting finishes, the property is gone — and so is your margin.
Loan Programs
Built for investors, not W-2 buyers
No-Income-Doc
1–4 unit investment, purchase or refi. Up to 75% LTV. Assets verified, not sourced.
Get a QuoteGround-Up Construction
Draw-based financing for new builds, from dirt to certificate of occupancy.
Get a QuoteHow It Works
From quote to close in three steps
Tell us about your deal
A 60-second form captures your state, loan type, and amount — no tax returns.
We shop the lender network
A capital consultant reviews your deal and shops it to 20–30 private and institutional lenders.
Receive options & close
You get term options and move to close with one point of contact start to finish.
Why Monteloro
Specialists in deals that don't fit conventional underwriting
- Direct lender relationships mean more options and a better shot at the right structure.
- In-house processing: your file doesn't get passed around.
- We specialize in investors who don't fit conventional underwriting.
Vincenzo Pichardo
Founder, Monteloro Capital
"I built Monteloro to give investors straight answers and real options — not the runaround. We know which lender fits which deal, and we stay on your file from the first call to closing."
"If your deal makes sense on paper, we'll find the capital to fund it."
Client Results
Closed-deal highlights and testimonials to be added here.
FAQ
Straight answers before you ask
Have a Deal on the Table? Let's Get It Funded.
One form. One consultant. A network of lenders ready to move.